Its Pip’s 21st birthday and he looks forward to receiving money as he has been running low. Mr Jagger’s invites Pip in to his office and explains that he will receive a huge present. Pip will now receive 500 pounds a year, and Pip is excited. Pip then asks Wemmick for some advice and tells him that he is thinking of lending a certain friend money. Wemmick tells him never to lend anyone money. Pip asks if that answer was from a friend or a businessman and he says the latter. Wemmick says if wants to hear the answer from a friends point of view he should come to Wemmick’s house in Walworth.