Herbert is quite surprised at the thought of a convict in the house. Although he is also surprised at the story of how Pip and his benefactor, Magwitch had helped him all this time. Pip tells Herbert that he doesn’t want to take his money anymore and tries to find a way to pay him back. Herbert suggests that Pip take Magwitch out of England to get him out of trouble. Next morning, Magwitch comes over and Pip learns that he has paid off every debt he has had and every crime he had ever committed.